Being a smaller business, we have found in the past that a broker will be more than helpful until we’ve signed on the dotted line and then we are left to it and don’t hear from them again or our calls remain unanswered.  This is not the case with Richard. He has managed to find us a very competitive quote that meets our needs and allows for the specifics of our business. He is also available to assist us in any way we need, and response times are instant. He is the best broker that we have worked with, and we will continue to do so.